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All PurposeBank and VisionBank locations will be closed on Thursday November 24th in observance of Thanksgiving. You can still take care of your banking needs through PurposeBank online, your mobile app or by stopping by any of our conveniently located ATMs.

Personal Checking Accounts

Checking accounts should be simple, but still offer enough to meet your unique financial and lifestyle needs. PurposeBank offers three different checking accounts to meet each customer where they are in their stage of life.

Advantage Checking

No minimum balance. No monthly fees. No problem!

Minimum Balance Requirement*

None*

Monthly Service Charge

None

E-Statements

Free

Checks

Available for purchase

Interest

None

ATM Access

No ATM fees on MoneyPass Machines

Debit Card

$12 Annual Fee per card

Bill Pay

Free

Mobile Banking

Free

BaZing Perks

30-day trial of BaZing Discounts & Coupon Perks**

*$100 opening deposit required

** BaZing Security & Protection Perks and AD&D Insurance only available to VisionPerks Checking Account holders.

 

500 Checking

Simple and straightforward. 

No-frills checking for your no-nonsense life.

Minimum Balance Requirement*

$500

Monthly Service Charge

$7/month service charge waived if minimum balance is maintained

E-Statements

Required

Checks

Available for purchase

Interest

None

ATM Access

No ATM fees on MoneyPass Machines

Debit Card

Free

Bill Pay

Free

Mobile Banking

Free

BaZing Perks

30-day trial of BaZing Discounts & Coupon Perks**

*$100 opening deposit required

** BaZing Security & Protection Perks and AD&D Insurance only available to VisionPerks Checking Account holders.

High Yield Checking

Earn Interest and make your money work for you.

Minimum Balance Requirement*

$2,500*

Monthly Service Charge

$20/month service charge waived if minimum balance is maintained

E-Statements

Free

Checks

Available for purchase

Interest

Tiered rates on balances $25,000 and above

ATM Access

No ATM fees on MoneyPass Machines

Debit Card

Free

Bill Pay

Free

Mobile Banking

Free

BaZing Perks

30-day trial of BaZing Discounts & Coupon Perks**

*$100 opening deposit required

** BaZing Security & Protection Perks and AD&D Insurance only available to VisionPerks Checking Account holders.

VisionPerks Checking

Protection you can bank on. 

Minimum Balance Requirement*

none

Monthly Service Charge

$5 / month

E-Statements

Free

Checks

2 boxes free each year

Interest

Tiered rates on balances $1,000 and above**

ATM Access

No ATM fees on MoneyPass Machines

Debit Card

Free

Bill Pay

Free

Mobile Banking

Free

BaZing Perks

SECURITY & PROTECTION PERKS FROM BAZING

  • CELL PHONE PROTECTION^  Broken or stolen phone? BaZing will reimburse you up to $800 a year (up to 2 claims/year; up to $400/claim).

  • IDENTITY THEFT PROTECTION^ A Fraud Resolution Specialist is assigned to help if you ever have a credit card stolen or are a victim of identity theft. The specialist will guide you through the complex process of restoring your identity, credit rating, financial security and legal integrity. BaZing will also reimburse up to $2,500 for covered expenses.

  • 24 / 7 ROADSIDE ASSISTANCE With a push of a button from your cell phone, BaZing will arrange roadside service wherever you are - including towing, lock-out assistance and more - and cover up to $80 per occurrence (up to 4 times/year)

DISCOUNTS & COUPON PERKS FROM VISIONPERKS AND BAZING

  • Local retailers, restaurants, entertainment venues and services have special coupons for VisionPerks account holders, and all are accessible from your phone with the BaZing app. No paper coupons needed, and most offers are good for unlimited use!

  • Online retailers have discounts reserved for BaZing users, and also include the convenience of shopping directly from your phone.

  • Travel savings are available for hotels, car rentals and attractions in Iowa and across the country. Book rooms or buy tickets through your phone! Iowa destinations include: Reiman GardensAdventureland, I-Cubs and more.

  • HEALTH SAVINGS CARD Get discounts and preferred pricing for prescriptions, eye care and hearing services from participating providers.

BANKING PERKS FROM VISIONPERKS CHECKING

  • Free debit card

  • Free cashier's checks & stop payments

  • Free notary service

  • Discount on Safe Deposit Box (when available)

  • $175 credit on mortgage closing fees

ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE^

  • Your VisionPerks account receives up to $10,000 accidental death and dismemberment insurance coverage when you enroll. 

^Insurance products are not deposits, not FDIC Insured, not insured by any federal government agency and not guaranteed by the financial institution. VisionPerks accounts may be canceled at any time. Please contact a Personal Banker with any questions.

*$100 opening deposit required                    

Every new personal checking account includes:

FREE online Banking, FREE Bill Pay, FREE Mobile Banking and Mobile Deposit, FREE eStatements

Open Your Account Today! 

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