Personal Checking Accounts

Checking accounts should be simple, but still offer enough to meet your unique financial and lifestyle needs. PurposeBank offers three different checking accounts to meet each customer where they are in their stage of life.

Vision Checking

Simple and straightforward.

No-frills checking for your no-nonsense life.

Minimum Balance Requirement*	None*
Monthly Service Charge	None
E-Statements	Required
Checks	Available for purchase
Interest Rate	None
ATM Access	No ATM fees on MoneyPass Machines
Debit Card	Free
Bill Pay	Free
Mobile Banking	Free
BaZing Perks	30-day trial of BaZing Discounts & Coupon Perks**

*$50.00 opening deposit required

** BaZing Security & Protection Perks and AD&D Insurance only available to VisionPerks Checking Account holders.

High Yield Checking

Earn Interest and make your money work for you.

Minimum Balance Requirement*	$2,500.00*
Monthly Service Charge	$20.00/month service charge waived if minimum balance is maintained
E-Statements	Free
Checks	Available for purchase
Interest Rate	Tiered interest rates on balances $25,000 and above
ATM Access	No ATM fees on MoneyPass Machines
Debit Card	Free
Bill Pay	Free
Mobile Banking	Free
BaZing Perks	30-day trial of BaZing Discounts & Coupon Perks**

*$50.00 opening deposit required

** BaZing Security & Protection Perks and AD&D Insurance only available to VisionPerks Checking Account holders.

VisionPerks Checking

Protection you can bank on.

Minimum Balance Requirement*	none
Monthly Service Charge	$5.00 / month
E-Statements	Free
Checks	2 boxes free each year
Interest Rate	Tiered interest rates on balances $1,000 and above**
ATM Access	No ATM fees on MoneyPass Machines
Debit Card	Free
Bill Pay	Free
Mobile Banking	Free
BaZing Perks	SECURITY & PROTECTION PERKS FROM BAZING CELL PHONE PROTECTION^ Broken or stolen phone? BaZing will reimburse you up to $800 a year (up to 2 claims/year; up to $400/claim). IDENTITY THEFT PROTECTION^ A Fraud Resolution Specialist is assigned to help if you ever have a credit card stolen or are a victim of identity theft. The specialist will guide you through the complex process of restoring your identity, credit rating, financial security and legal integrity. BaZing will also reimburse up to $2,500 for covered expenses. 24 / 7 ROADSIDE ASSISTANCE With a push of a button from your cell phone, BaZing will arrange roadside service wherever you are - including towing, lock-out assistance and more - and cover up to $80 per occurrence (up to 4 times/year) DISCOUNTS & COUPON PERKS FROM VISIONPERKS AND BAZING Local retailers, restaurants, entertainment venues and services have special coupons for VisionPerks account holders, and all are accessible from your phone with the BaZing app. No paper coupons needed, and most offers are good for unlimited use! Online retailers have discounts reserved for BaZing users, and also include the convenience of shopping directly from your phone. Travel savings are available for hotels, car rentals and attractions in Iowa and across the country. Book rooms or buy tickets through your phone! Iowa destinations include: Reiman Gardens, Adventureland, I-Cubs and more. HEALTH SAVINGS CARD Get discounts and preferred pricing for prescriptions, eye care and hearing services from participating providers. BANKING PERKS FROM VISIONPERKS CHECKING Free debit card Free cashier's checks & stop payments Free notary service Discount on Safe Deposit Box (when available) $175 credit on mortgage closing fees ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE^ Your VisionPerks account receives up to $10,000 accidental death and dismemberment insurance coverage when you enroll. ^Insurance products are not deposits, not FDIC Insured, not insured by any federal government agency and not guaranteed by the financial institution. VisionPerks accounts may be canceled at any time. Please contact a Personal Banker with any questions.

*$50.00 opening deposit required

Every new personal checking account includes:

FREE online Banking, FREE Bill Pay, FREE Mobile Banking and Mobile Deposit, FREE eStatements

Open Your Account Today!