Using a credit card with an introductory 0% APR can be a great way to save on interest when making a large purchase or reduce credit card debt with a balance transfer. Before you apply for one of those cards, here are some things you should consider.
It’s helpful to have financial goals. For those goals that you want to achieve within a year or two, the time is now to get things in motion. Here are some ways you can set yourself up for short-term goal success.
October is the opening month for college-bound students to apply for federal loans. If you have a student headed to college, it’s important to talk to them about this major financial move. Here are some ways you can help your kid deal with and understand their loans.
A 401(k) is a great retirement savings tool. That’s in part due to the high contribution limits. The contribution limits typically increase every year, which means have the opportunity to put more money away if you’re able. If you can hit those limits, that’s great. But what if you can’t? Here are some ideas.
It’s a fact of life, some people can just be difficult to shop for during the holidays. For those loved ones, you might be thinking of just going the gift card route. Before you do, take a look at the pros and cons.
A new Gmail scam is on the rise.
The rise of artificial intelligence also means the rise of AI-based scams. The most recent example is one targeting Gmail users. Here’s what you need to know if you use the Google Mail system.
Believe it or not, child identity theft is a big deal. According to a study, from 2021 to 2022, 900,000 children were the victims of identity fraud, with kids under seven the most likely targets. Let’s take a look at this issue and find ways to prevent it from ever happening.
How to prioritize an emergency fund or retirement savings.
Having a well-stocked emergency fund is important. But so is saving for retirement. So how do you know which one to focus on? Well, we’ve got you covered. Here’s what you should know.
Mortgage rates are finally going down. If you bought a home when rates were above six percent, now might be a good time to refinance your mortgage. Here are some things to consider.
The effects of inflation are felt each time you fill your car with gas, go out to eat, and pay your insurance premiums. With wage rates relatively flat, the only thing to do is cut back on other areas of your budget. One way to create some room in your budget is to reduce your grocery bill. There are several ways you can save on the food you bring home. Let’s take a look at some of our favorites.
